The College Work-Study Program permits eligible students to work on campus to help offset educational expenses and reduce loan obligations. Students from higher-income families have a better chance of getting a part-time job under CWS than of getting most kinds of grants.

Students will likely need more than one type of financial aid to fund a college education, but understanding the basics and filling out the Free Application for Federal Student Aid are great first steps. You should also take care in choosing lenders that offer the lowest rates and most flexible repayment terms, especially if you have a need for private loans in addition to federal aid.